Other fees such as non-sufficient funds, overdraft, etc. may apply. See Schedule of Fees for details. Minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. Up to $10 for debit cards and unused checks from another financial institution given at account opening at the time the checks/debit cards are presented.

Open Simply Free Checking today!

At Oak Valley & Eastern Sierra Community Bank you can expect great local service, dependability and value with a free checking account for everyone.

No minimum balance 

No monthly service charge

FREE Debit Card

FREE Online Banking

FREE Bill Pay

FREE Mobile Banking with Mobile Deposit

FREE eStatements

FREE Thank You Gift

FREE gifts for referring others

Buy Back of your debit cards and unused checks from another financial institution up to $10

The best free checking is right here.

OAKDALE
125 North Third Avenue
Oakdale, CA 95361
209-848-2265

SONORA EAST
14890 Mono Way
Sonora, CA 95370
209-532-7100

SONORA DOWNTOWN
85 Mono Way
Sonora, CA 95370
209-396-7720

MODESTO – 12th & I
1200 I Street
Modesto, CA 95354
209-549-2265

MODESTO – DALE
4120 Dale Road
Modesto, CA 95356
209-758-8000

MODESTO – MCHENRY
3508 McHenry Avenue
Modesto, CA 95356
209-579-3360

TURLOCK
241 West Main Street
Turlock, CA 95380
209-633-2850

STOCKTON
2935 West March Lane
Stockton, CA 95219
209-320-7850

PATTERSON
20 Plaza
Patterson, CA 95363
209-892-5757

Questions? Give us a call

Apply online or visit your local branch to open a checking account.

RIPON
150 North Wilma Avenue
Ripon, CA 95366
209-599-9430

ESCALON
1910 McHenry Avenue
Escalon, CA 95320
209-821-3070

MANTECA
191 West North Street
Manteca, CA 95336
209-249-7360

TRACY
1034 North Central Avenue
Tracy, CA 95376
209-834-3340

SACRAMENTO – CAPITOL MALL
455 Capitol Mall, Suite 115
Sacramento, CA 95814
916-260-5800

ROSEVILLE   
1478 Stone Point Drive, Suite 150
Roseville, CA 95661
916-306-8336

BRIDGEPORT
Interactive Teller & ATM Only
166 Main Street
Bridgeport, CA 93517
760-932-7926

MAMMOTH LAKES
307 Old Mammoth Road
Mammoth Lakes, CA 93546
760-924-0990

BISHOP
351 North Main Street
Bishop, CA 93514
760-874-2265

FDIC-Insured - Backed by the full faith and credit of the U.S. Government